From mom. Seems like good advice. I bought Enron at a nickle a share, but now it's stopped being traded even on the small board. So i lost my investment (some $20). I feel bad for those who invested so heavily in the high flyer stocks. I know a friend of mine who bought Excite @ Home, many thousands of dollars worth, now its worth pennies. Best advice is do not buy a stock directly unless you can live with throwing the money away. Yes, the stock may be great (Microsoft, AMazon, Google), but it also might tank. Mutual funds are a safe bet; the safest of all is the S&P 500, a mix of 500 'best' companies.

FOR YOUR RETIREMENT:
----------

If you had purchased $1000.00 of Nortel stock one year ago, it would now be worth

$49.00.
-O-O-O-O-O-O-O-O-O


With Enron,

you would have had

$16.50

left of the original $1,000.00.

-O-O-O-O-O-O-O-O-O-O



With WorldCom,

you would have had less than

$5.00 left.

-0-0-0-0-0-0-0-0-0-0-0-


But, if you had purchased $1,000.00



worth of Beer one year ago,


drank all the beer,

then turned in the cans for the aluminum recycling REFUND,
you would have had

$214.00.

Based on the above,



current investment advice is to





drink heavily and
recycle.



It's called the 401 Keg Plan